Protect Yourself Against ID Theft During Summer Travel
Summer, it's a time to take that long deserved vacation after months of cold and snowy weather. It's also a time for identity thieves to take advantage of vacationers.
sfcu wants you to enjoy your travels and keep your identity protected by sharing some tips:
- * Keep your travel plans and photos off social media until you return home. Also, turn off all location tracking to your smart phones and social media accounts. When you share information about leaving for a trip away from home, you're giving ID thieves an open invitation.
- * Place a hold on your mail or have a neighbor pick up your mail and packages.
- * Be careful using wireless Internet connections when it comes to financial or credit card information. Most public Wi-Fi networks are not secure and if your information is unencrypted during transmission, it can be intercepted. Use your cell phone's carrier service instead.
- * Limit the amount of credit cards you bring on your trip and instead of using debit, use credit when making a purchase. This detours prying eyes from getting your PIN number.
- * If you need cash from an ATM machine, go to one inside since you're in an unfamiliar place and not aware of your surroundings. If at all possible, use cash.
- * Keep all your receipts and travel information until you get home, then shred what is not needed.
- * When you return home, monitor your financial statements for a while to make sure no fraudulent activity has occurred.
Bon voyage and enjoy your summer travels!
7 Safety Tips For Mobile Branch Users
Our mobile app means your sfcu account is just a few taps away. Just don't sacrifice safety for the convenience. Here are seven tips to stay safe:
- 1. Password protect your phone or tablet to restrict access.
- 2. Keep track of your device and avoid leaving it unattended; enable the time-out or auto-lock feature.
- 3. Don't stay logged into your account.
- 4. Avoid doing business from an unsecured Wi-Fi network, such as those in coffee shops or hotel lobbies. You are vulnerable to scammers who may be able to access your personal information.
- 5. Don't send account numbers or other sensitive information through regular e-mails or text messages.
- 6. Carefully and frequently monitor your accounts to detect any unauthorized activity.
- 7. If your mobile device is lost or stolen, contact the credit union immediately at 877-642-7328
Short On School Funds? Here's Help
Does it seem as though that school supply list is growing longer? That's because it is. As schools cut their budgets, parents are picking up the cost for more items, for example, tissues and hand sanitizer. According to the website teacherlists.com, the average number of items on supply lists rose to 18 in 2014, a 29 percent increase from the previous year. It's likely that trend will continue in 2015. Add the expenses for electronics, shoes, clothing, plus fees for sports and extracurricular activities, and it's easy to understand how back-to-school spending now ranks second only to holiday shopping.
If that's putting a strain on your cash flow, the credit union can help. A low-interest loan from the credit union may save you money because instead of using a high-interest-rate charge card you can pay cash for your purchases. Paying cash can help you stick to your budget, too. So before it's time to head back-to-school, head to the credit union. Call 877-642-7328, or stop by.