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| Sidney Federal Credit Union can make your dreams come true. As interest rates reach the lowest levels in years, the prospect of buying a home becomes more realistic. SFCU's mortgage department promises fast and courteous service. In fact, you can receive a credit approval on a mortgage application within 24 hours. |
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See a Loan Representative for current interest rates for a Variable Rate Mortgage.
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The terms for a variable rate mortgage are up to a 30 year term.
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Fixed rate mortgages with a repayment period of 20 years provides you with fast equity in your home. Your interest rate will remain the same for the full term of your mortgage.
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| Types of Mortgages: |
| First Mortgages |
Mobile Home |
| Modular |
Home Equity |
| Home improvement |
Bareland |
| Income Property |
Secondary Residence |
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SFCU mortgages feature low closing costs plus light restrictions. If you're in the market to purchase a home, ask about SFCU's mortgage program.
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MorPac
To provide members with the best rates and services, SFCU joined the C.U.C. Mortgage Corporation to offer a 30 year mortgage program. Low fixed and variable rates, a longer repayment term and a low down payment requirement add up to a very attractive mortgage program. Ask a Loan Representative for the details of this new and attractive alternative in mortgage financing. Mortgage Protection Insurance is available from SFCU through CUNA Mutual Insurance Company.
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HOME EQUITY MORTGAGE LOANS
SFCU offers a home equity mortgage loan in the form of a line of credit. Once the loan is approved, cash up to a certain limit is available when a voucher is filled out. The first cash advance is a minimum of $5,000. After that you can borrow a minimum of $250.
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SFCU also offers a closed-end Home Equity with fixed rates, a minimum of $7,500 and a maximum of $100,000, and minimal closing costs.
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FHA & VA Mortgages also available. Ask for details.
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