Sidney Federal Credit Union

Alert! There is a scam circulating via text message from 206-557-8725. The message states
"Credit Union Account Alert: Your Visa card has been temporarily DEACTIVATED. Please call 570-985-5225 (or 607-270-0150) to reactivate your card".
If you responded to this text please stop into a branch or contact the sfcu member service center @ 1-877-642-7328.

General Information

Online Banking


When applying for a business loan with Sidney Federal Credit Union feel comfortable knowing that the loan approval will be made locally by SFCU’s lending staff who knows you and your company.


  • Loan to value will vary depending on the loan structure and collateral
  • The Credit Union requires most member business loans to be secured
  • NCUA rules & regulations require all principals and/or majority shareholders to guaranty all loans


  • 3 years of business tax returns, including all attachments and schedules
  • Interim financial statements, balance sheet and income statement dated within 90 days of application
  • 3 years of personal tax returns on all principals and guarantors, including all attachments and schedules
  • Current Individual Financial Statements
  • Additional information may be required