Become a Member
In The Community
sfcu offers term loans which can be used for a variety of purposes, here are just a few:
A Business Line Of Credit is easy and simple to use, and is an excellent financial tool to support cash flow:
sfcu offers very competitive financing for commercial real estate, and can be used to purchase an existing building or to refinance a current commercial real estate property you may have and include:
The sfcu Business VISA Credit Card provides a flexible way to streamline purchases and control your expenses. The business credit cards carry very competitive rates and terms and will enable you to:
sfcu offers your business protection on your checking account from overdrafts and helps to protect against unnecessary fees.
Loan to value will vary depending on the loan structure and collateral
The Credit Union requires most member business loans to be secured
NCUA rules & regulations require all principals and/or majority shareholders to guaranty all loans
3 years of business tax returns, including all attachments and schedules
Interim financial statements, balance sheet and income statement dated within 90 days of application
3 years of personal tax returns on all principals and guarantors, including all attachments and schedules
Current Individual Financial Statements
Additional information may be required
Federally insured by NCUA.