Sidney Federal Credit Union

Business Loans

Commercial Loans

BUSINESS TERM LOANS

Sidney Federal Credit Union offers term loans which can be used for a variety of purposes, here are just a few:

  • Purchase of machinery, equipment, furniture, inventory
  • Expansion or modernization of facilities
  • Vehicles or other business equipment

BUSINESS LINES OF CREDIT

A Business Line Of Credit is easy and simple to use, and is an excellent financial tool to support cash flow:

  • Cover short-term cash until accounts receivable are paid
  • Cover seasonal working capital needs

COMMERCIAL REAL ESTATE LOANS

SFCU offers very competitive financing for commercial real estate, and can be used to purchase an existing building or to refinance a current commercial real estate property you may have and include:

  • Commercial properties, both owner and non-owner occupied
  • Rental housing, or combination business/residential properties

BUSINESS VISA CREDIT CARDS

The SFCU Business VISA Credit Card provides a flexible way to streamline purchases and control your expenses. The business credit cards carry very competitive rates and terms and will enable you to:

  • Separate business from personal expenses
  • Issue cards to employees for purchases, travel, etc.
  • Offer a safe, secure, and convenient way to make purchases for your business

BUSINESS OVERDRAFT PROTECTION

SFCU offers your business protection on your checking account from overdrafts and helps to protect against unnecessary fees.