Sidney Federal Credit Union Online

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Bainbridge Greene Hancock Norwich Oneonta - Market Street Oneonta - Oneida Street Sidney Walton

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Sidney Federal Credit Union knows the importance of quick, convenient loan service.
In the late 1800's, credit unions were created to provide members with loans at a reasonable cost.
And today, SFCU carries on the tradition.

LOAN TYPES

New Automobile	Used Automobile	Recreational Vehicle
Boat	Motorcycle	Mortgages
Home Improvement	Home Equity	Mobile Home
Signature	Major Purchase	Overdraft Protection
Consolidation	Furniture/Appliances	Share/MMA Secured
VISA Classic & Gold	Parent Plus	Student Loans

For added convenience, ask a loan representative about pre-approved loans.

MEMBER REWARDS

Auto, Major Purchases, Recreation Vehicles, Motorcycles, and Boat Loans, regardless of score, may qualify for a maximum of a .50% reduction. The following discounts, each worth a .10% reduction in interest rate, but not to exceed .50%, will be offered by our credit union:

	Mortgage Loan
	Credit Card
	Checking
	Payroll Deduction/Direct Deposit
	Automatic Transfer
	IRA
	Term Share Certificate
	Home Equity Loan
	CU-Online Service
	E-Statement Service
	Debit Card

SIDNEY FEDERAL CREDIT UNION UNSECURED & SECURED LOANS

UNSECURED LOANS...
are approved without collateral -- the member's promise to pay is only guaranteed by the member's signature. Such loans are often referred to as signature loans, since the member simply signs an agreement to pay.

SECURED LOANS...
require the member to provide collateral for the loan. The member pledges something of tangible value to SFCU until the loan is repaid in full. A guarantor may be accepted as collateral on a secured loan. Such collateral helps the loan applicant establish credit.

Credit life and credit disability payment protection are available on all types of loans. The premium is simply included in your monthly loan payment.

WEBLOAN

Now you can apply for a loan online! Use WebLoan to apply for a loan from home, your office -- wherever you have access to the Internet! You can even calculate monthly payments with no obligation. If you have a CU-Online account, simply click Loans from the sidebar. If you don't have a CU-Online account, you may request an application in person at any SFCU branch, or request an application be mailed to you by calling your local branch.

Use WebLoan to apply for:

Auto Loan		Overdraft Protection
Personal Signature Loan		Consolidated Loans
Boat/RV Loans		Major Purchase Loans
Share/Money Management Secured Loans		Visa Classic, Gold, & Platinum cards

After your loan application is submitted, a loan representative will review your application during regular business hours. You will be contacted by an SFCU representative regarding the status. If approved, current disbursing procedures will apply.

WebLoan is a fast and secure way to apply for a loan.

Apply online today!

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